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The Home Buying Process

Buying a home can be stressful without a good plan of attack.  At McNaughton Real Estate, we have the tools you need to make your next purchase fun and easy. The flow chart below is one of the tools you can use to help you navigate your way through the purchase of your next home.

Counter Intelligence

Granite is so 2006.  Concrete, glass and stone are gaining ground as popular materials for countertops. Concrete's biggest advantage is that it an take any shape, and it's not as pricey as some other natural stone materials. Because it is cast in molds, it can include subtle texturing and decorative objects such as pieces of metal, fossils or glass. If you are using concrete in the kitchen, consider placing raised strips of metal cast into countertops to support pots and pans near the sink and cooking area.

For those who crave ultra-modern design, another option is glass, which comes in nearly limitless colors, shapes, thicknesses and textures. And because it is nonporous, it is stain-proof and hygienic and can handle hot pots without cracking. Since it's translucent, it can be combined with other design elements, such as glass over aluminum or decorative tile embedded into the slab. Installing lighting under the counter creates added drama and elegance.

Finally, consider engineered stone, which is slightly cheaper than granite. It's made from quartz crystals and polymer resin, so it's nearly maintenance-free. Plus, it's heat and cold-resistant, mildew-free, stain-resistant and harder than most things you put on it, so it won't scratch. Finally, it comes in dozens of colors-some mimic the real thing while others are made to match a designer's palette. The cost ranges from $70 to $120 per square foot with installation

Know Your Score

 Do you know your credit score? Your credit score is a number, roughly between 300 and 800 that reflects your credit history as detailed by your credit report. Less than half of Americans know their score based on a survey bye the Consumer Federation of America (CFA) You can buy your credit sore from all three major credit bureaus-TransUnion, Equifax, and Experian - or you can buy them through fair Issacs' webiste www.myfico.com. Fair Issac is the research firm that owns the mathematical model used to calculate your FICO score. The scores are not included in annual free credit reports.

Healthy Air

Here are simple steps to improve air circulation in your home and save some money:

Open windows on opposite sides of the house to pick up daytime breezes and create cross-ventilation.

Vent warm air through upstairs windows (heat rises)

Draw Curtains, shades and shutters to block daytime sun.

Leave doors ajar between rooms so that air can move around.

If nights are cooler, open windows only in the evening, to let in cool air; close them in the mornings. Consider a whole house fan that can exchage all the air every one to two minutes.

Child Passenger Safety

The Children's Hospital of Philadelphia has a web site at www.chop.edu/carseat that provides parents current and easy-to-understand safety information, It is called "Car Seats, Booster Seats and Seat Belts: Increasing Awareness to Protect Children."  Videos show the basic elements of appropriate restraints according to the child's age and size.

Basics of Estate Planning

An estate plan is a technique through which a person conserves assets and transfers them to heirs at least tax cost. There are many elements to estate planning. It begins with a will and can include trust, a power of attorney and insurance. Whatever the structure, keep it up-to-date, review at least every two or three years, keep family members aware of the details including the location of all the significant financial papers and how to reach the key advisor(s). Also consult heirs before putting the plan into effect so there are no suprises in the arragements.

Finding Home

According to the National Association of Realtos (NAR) at least half of all home sales involve a Listing Agent and a Buyer's Agent. Most of house sales originate through the local Multiple Listing Service (MLS). About 70 percent of today's homebuyers start their search for a home on www.realtor.com .. a nationwide listing of homes for sale. The NAR's Profile of Home Buyers and Sellers also show that in 2006 24% of home buyers ound their home on the internet while only 2% did so in 1997. The internet is clearly gaining popularity among homebuyers.

Home Staging

In her book, Home Staging Barb Schwarz writes that "Two things sell a house: one is price and the other is home staging." The goal of staging is to make an ordinary home into a model home can be accomplished by the homeowner or hiring a professional home stager.

Latest on Median Home Prices

According to the National Association of Realtors (NAR) the national median single-family home price was $219,300 in fourth quarter, 2006 - down 2.7% from a year earlier when the median price was $225,300

Contact Information

Photo of Don McNaughton Real Estate
Don McNaughton
McNaughton Real Estate
3422 N College
Fayetteville AR 72703
479-442-9099
Fax: 479-442-0948