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Don't Be Hosed!

by Terri Lynne McNaughton Team
The first Freeze is just around the corner! It's very important that you un-hook your water hose from the spigot!  If the hose is not removed, it can freeze and bust and cause major problems and leaks! This can be a very costly problem that is easily avoided by simply un-hooking your water hose.

Burglar Proof your Garage

by Terri Lynne McNaughton Team
Treat any door to your garage like an external door, which means making sure it has a good dead bolt on it. Burglars will scour neighborhoods with common brands of remote openers, looking for garage doors that will open. Change your garage-door opener code. New openers come with factory-set codes that are meant to be changed, but many people neglect to do so. Keep your car locked with the alarm on, even in your garage, and consider additional anti-theft devices such as The Club or any device that allows you to track your vehicle through a GPS system. Use a large key lockbox in the garage for storing rarely used car keys. Make sure garage lights can be turned on from inside the house so you never have to walk into a dark garage.

Inviting Yard is Profitable

by Terri Lynne McNaughton Team

Choose your landscaping project carefully. The value of landscaping is directly related to its permanence, yielding up to a 200% return on your investment. Some landscaping ideas to keep in mind:

Trees add the most value followed by flowering shrubs. Plants that need to be replanted every year or require excessive care and pruning hold the least value.

Keep your design unified and proportional to the size of your yard. An overpowering landscape may be attractive for a city park, but a turn-off to prospective buyers.

Cover the difficult areas. Bark chips, mulch and crushed rock are good solutions for the areas of the yard where its difficult to grow or mow the grass.

10 Reasons to Avoid Foreclosure

by Terri Lynne McNaughton Team

1. The client will always have to disclose that they have had a foreclosure on any mortgage application and many job applications they submit in the future and this can have an adverse affect on your future mortgage rates. This is the only credit item that is asked specifically and does not rely on what is on an individuals' credit report.

2. Credit scores will be lowered by 300+ points and a foreclosure is the most devastating credit issue you can have in relation to future credit availability.

3. A foreclosure is the one credit report item that is almost impossible to have repaired.

4. Your lender can seek a deficiency judgment against you and collect for any amount they do not recuperate at bank sale.

5. Many employers run credit checks on prospective employees and foreclosure is one of the top  items that will put a potential new hire in jeopardy.

6. Many current employers run credit checks and a foreclosure can put a current position in jeopardy

7. Security clearances and government positions including but not limited to military and law enforcement can be jeopardized by a foreclosure.

8. The client may be responsible for any deficiencies after foreclosure for an intermediate. Period of time depending on the state you live in; this can land a homeowner in never ending collections.

9. "As your CDPE agent I will explore every option with you and work toward a resolution

10 "While it may not seem like it now there will come a time where your current financial troubles will pass. You will feel much better knowing that you did everything you could to avoid this devastating financial consequence so many people face today?

Certified Distressed Property Institute

by Terri Lynne McNaughton Team

Terri Lynne and I recently attended class in Orlando Flordia to recieve our Certified Distressed Property Expert  (CDPE)  Designation.    This designation gives us the knowledge and the tools to help troubled homeowners in distressed situations potentially avoide foreclosure and do a short sale with the bank.   This is a cruicial part of the real estate market right now and staying on top of constant changes and laws allow us to help our current clients and future clients in need of selling there home.

Displaying blog entries 1-5 of 5

Contact Information

Photo of Don McNaughton Real Estate
Don McNaughton
McNaughton Real Estate
4299 W. Persimmon
Fayetteville AR 72704
479-442-9099
Fax: 479-442-0948
       

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